Under
the initial care of a "Doctor" borrower experienced the
worst kind of collaborative
mortgage
fraud committed against her. There is
no quantitative way to measure the magnitude of
suffering Edith Winn has experienced. With permission Ms.
Winn's harrowing experience is told
for the sole purpose of public awareness and safety. Help needed for
Edith and all others that
have been left
astray... Edith Winn's property wrongfully foreclosed at $192,000 when
she could have sold her
house to "qualified
buyers" for a lot more but she chose to go the RIGHT way, the hard way.
Her documentation exhibit all the fraud and violations
of the law one can ever imagine. Moral
and ethical standards were ignored for the fact that an
"untouchable" exists. With tails tucked
under, lawyers told us "this
wasn't their cup of tea" enforcement authorities shrugged us
off, we
were laughed at, ridiculed and put aside regardless of facts.
From
day 1 ALL dates, numbers, loan information, title reports, county
and property tax records show blatant and gross inconsistencies. This is the work of "PROFESSIONALS"
1.
A recorded transfer
naming Winn, Edith and Molina, Belinda On 4/12/2005 is
omitted on the most recent title report Document # N/A
2.
The home was up for sale on 4/28/2006 and yet the chain of title
shows that on
05/03/2006 and 06/28/2006 two consecutive refinancing
transactions
under Edith Winn's name closed for $165,000.00 from Quality
Home Loans
and in less than 30 days - $192,000.00 from Benvani, Inc. Gregg's
Artistic Homes respectively. Both section 32 mortgages. No cash out and
direct benefit whatsoever for the
borrower. Balloon payment, mandatory arbitration,
prohibitive rate and
terms all included in the transactions.
4.
A collaborative effort of Industry insiders are all nestled in
the HUD- 1 that
shows
the last transaction that funded for $192,000 on June 29, 2006.
Contradicting
the property sale date as shown above.
